The contents of this website are intended as general advice only. No specific person’s circumstances, financial situation or objectives have been taken into consideration. This information is general only, is not personal financial advice, and is not an offer or recommendation to make any investment or adopt any investment strategy. You should not act on the information provided without seeking personal advice from an appropriately qualified financial planner. Before making an investment decision you should obtain and read a copy of the relevant PDS available from this website (www.ethicalsma.com.au) or by emailing info@ethicalsma.com.au and obtain financial advice in light of your individual circumstances.

While the sources of information have been verified as reliable, the actual content has not been checked for accuracy. Consequently, Ethical Investment Advisers Pty Ltd and Ethical Advisers Funds Management Pty Ltd do not warrant the accuracy of the information nor accept liability for any errors.

Past performance of financial products is not a reliable indicator of future performance. Ethical Investment Advisers do not assure or guarantee the performance of any financial products offered. Information, opinions, historical performance, back-tested performance, calculations or assessments of performance of financial products or markets rely on assumptions about tax, reinvestment, market performance, liquidity and other factors that will be important and may fluctuate over time.

Investment in securities and other financial products involves risk. An investment in a financial product may have the potential for capital growth and income, but may also carry the risk that the total return on the investment may be less than the amount contributed directly by the investor. The Lonsec back-testing presented in materials located on this website are published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445. The back-tested performance is for the period 1/02/2018 to 31/08/2019 and is net of the underlying management fees but gross of the investment management fee. This performance is intended for institutional investors or financial advisers only. It is not intended for retail investors. Past performance information is for illustrative purposes only and is not indicative of future performance. It is not a recommendation to purchase, sell or hold Ethical Advisers Funds Management product(s), and you should seek independent financial advice before investing in this product(s).

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